Low Doc Home Loans
GoZoolu - Australia's Trusted Low Doc Home Loan Specialist
Low Doc with GoZoolu
Oftentimes, it is not only credit score that might make it difficult to strike a favourable deal with the banks. If you have good credit but are struggling to find a loan that suits your needs, GoZoolu will be happy to tailor one to your situation.
Low Doc and No-Doc done Easy
GoZoolu helps clients with a variety of financial needs, whether they seek to invest, refinance, or purchase property. Whether you’re looking for a low doc or a nso-doc loan, we’ve made available many alternative ways to prove your income.
We recognise that not every borrower is the same. Every client has their own unique and diverse circumstances. By looking at every application individually within their circumstances, we can put together a more accurate picture of exactly what you need.
SKIP THE WAIT
Get a pre-approval within a single day, no fuss.
FLEXIBLE LOANS
Find your perfect loan with plans tailored to your needs.
STAY UPDATED
Dedicated loan specialist to assist you all the way.
Open-Minded Assessment
Even with a clean credit score, it can be difficult for small businesses and self-employed individuals to meet the level of documentation required by banks and other traditional lenders, and that’s why we’ve done away with typical BAS or income statement verifications in favour of personalised, case-by-case assessment. This also allows for faster approvals and simpler loan processes, and lets us focus more on getting you the funds you need.
Extensive Private Lender Network
At GoZoolu, we understand that every borrower's situation is unique. That's why we offer a range of low doc loan options to meet your specific needs. Whether you're looking to invest in property, secure a home, or grow your business, we have flexible solutions designed to help you achieve your financial goals. One of GoZoolu's key advantages is our network of over 200 individual private lenders across Australia. This network allows us to:
- 1Compare multiple loan options to find the best arrangement for you. Our low doc loans offer more flexibility in income verification and take into account individual circumstances. GoZoolu offers low doc home loans specifically designed for individuals who may not have the income documentation required for a traditional loan. While those generally require bank statements, BAS, and/or an accountant's letter as proof of income, we've simplified the process even further
- 2Connect you with lenders who understand and empathise with small businesses - We understand that banks and other lenders may hesitate to approve loans for new business owners, freelancers, or tradespeople due to the lack of traditional income evidence. Our lenders are familiar with and have compassion for your situation, whether you're looking to invest, refinance, or purchase property
- 3Offer a wide range of loan products to suit diverse financial needs. At GoZoolu, we only require minimal documentation and an accountant's letter to approve low doc loans. This allows you to skip the hurdles and get a loan approval quickly. All our loans are secured against existing equity remaining on your property, enabling us to process applications swiftly. We offer loans with up to 80% LVR for 30 years, with 5 years of interest-only options. Our loans are flexible and can be secured against residential property, residential land, commercial property, and more
Simple Low Doc Home Loan Application
Here's how we'll get started.
The unique GoZoolu experience
Many things have changed over the past decades, but our commitment to securing low doc loans reliably and strikingly fast for all borrowers remains the same.
GoZoolu is a low doc and no-doc loan specialist that focuses on getting you the finance you require - as quickly and efficiently as possible. We’ve been providing for our clients since the early millennium, with our team possessing decades of experience in non-traditional loans. You can count on us to do everything we can to assure your satisfaction in all areas of the lending process.
Our network of over 200 individual lenders from all across Australia is composed of professionals with empathy and a focus on small businesses. GoZoolu understands these businesses well and has connections with friends and partners who run small businesses themselves. While we work on your loan, you can feel confident that you'll be paired with lenders who have earned their stripes, are familiar with the loan process, and who recognise your circumstances. Here at GoZoolu, you can count on us to compare among all possibilities to put together the promising arrangement for your needs. Here's a look at the general Low Doc process:
APPLICATION
Click on "apply now" and let us know some basic information that we'll use to help you out.
REVIEW & APPROVAL
After you receive a pre-approval, our loan specialist will contact you and a full approval can take only minutes
sETTLEMENT
Once the low doc home loan is approved by our appointed lender, funds can be made available quickly.
Get the best loan you can
GoZoolu focuses on providing you with a streamlined borrowing experience. As long as you are ABN and GST registered for over 12 months, we require nothing more than a bit of self-certification. We offer up to 80% LVR for 30 years, with 5 years of interest-only loans. Loans are flexible and can be secured against residential property, residential land, commercial property, and so on.
Let us help you all the way
No more long waiting times, and no need for the paperwork or the back-and-forth of traditional borrowing. Simply fill in the straightforward income declaration form and our team will get back to you within a single business day to discuss a personalised loan plan. Our goal is to simplify the entire process and make borrowing with us easy in and easy out.
quick approvals
BUSINESS CASHFLOW LOANS
DONE EASY
Does your business need Financing Urgently? Need to pay off creditors or improve cashflow? Get An Unsecured Business Loan Today.
Whatever your requirements are, we can tailor a business loan to suit your situation. We offer loans from as low as $5,000 to $500,000. Submit an application today and get an approval within minutes*.
With over 15 years in private business lending, GoZoolu has the network and expertise to help secure the funding you require for your business. We have helped many businesses in Australia access private funding even when the banks have said No. Our clients have been able to pay off creditors, improve cashflow and avoid being put into administration.
APPLY NOW
Click on apply now and provide some basic information
APPROVAL
A loan specialist will contact you and an approval can take only minutes
FUNDS TRANSFER
Once approved funds can be transferred that day or the next business day
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