About Capital Financing

What is Capital Financing?

If you are in need of some additional, hassle-free funds, capital financing can be a great way to raise the money you need to keep up with the expansion of your business, and both its long and short term needs.

Anyone can find themselves having trouble with the banks. They may turn you away for lack of security, or refuse to recognise you for being self-employed and running things on your own.
Sometimes, it simply takes too long - time that you may not have.

It would be disastrous for lack of capital to jeopardise your ability to cover even day-to-day operations. Because we have empathy for your situation and use non-bank lenders, financing through GoZoolu requires no security, offering comfortable and flexible payment plans that can be tailored to your cash flow.

Secured or Unsecured Capital Loans

Most lenders, including banks, will require some form of collateral; securing your loan against your business assets, stock, or even your own private property.

While traditional lenders are typically the first choice for many buyers, things may often not work out so smoothly. If you’re here, it’s likely that you’ve already considered borrowing from a bank.

And if that is the case, we are happy to inform you that there is another option in unsecured loans, which are gaining popularity in Australia.

Raising capital through an unsecured loan will typically come with a slightly increased interest rate, to account for the short-term nature and greater risk tolerance of non-bank lenders.

However, we will compare from our vast network of trusted lenders to secure you a competitive deal that we’re certain you can work wonders with.

The benefits of choosing Capital Financing

Tax-deductible capital loans

The cost of taking a loan can somewhat be counterbalanced by the fact that these same loans are, in fact, tax-deductible. This means that any interest payments that you make towards your loan amount can be considered an expense on your income statement, saving you a good deal of money.

Assistance in covering everyday costs.

This form of financing can ensure that you are able to secure a steady cash flow and keep up with vital expenses, allowing you to pay employers, creditors, or the tax office on time, purchase new inventory, and more.

Keeping a little extra in your pocket

Having workable capital on hand not only allows for business growth, but also allows you to capitalise on any opportunity that may arise and make the most of any situation, so you never have to worry about missing out due to financial constraints again.

Capital injection as and when you need

It is unlikely that you will need the full sum of your loan upfront. GoZoolu’s capital finance gives you the freedom to withdraw funds - as much or as little as you require - from your loan amount at any given time, whether it be for the purchase of equipment or anything else. Progressive drawdowns can also help you to further save on interest costs, as you only start with repayments for the funds you have already drawn.

Proceeding with a Capital Finance Loan?

At GoZoolu, we can offer up to $250,000 with no security required. We’ll look into your personal situation to construct a loan plan that best suits your individual needs, ensuring that the loan amount is just right for you.

Want to find out how much you may be eligible to borrow? No problem. All you need to do is click the button below to complete the quick form, and one of our experienced lending managers will get back to you within a single working day to discuss the ideal financing solution for your business.